Proof of effort
You don't need a perfect score to prove you're serious.
Take a five-minute course on how credit works, then earn a certificate landlords and employers can verify online. The course is free. The certificate is up to you.
What you get
Three things. Nothing else.
Five minutes of plain English
Six short sections on how scoring works, what helps, what hurts, and what to do. No jargon, no upsells.
A certificate you can verify
A printable PDF with your name, the date, and a public verify URL anyone can check. A good-faith signal of effort.
Made to be handed over
Send the verify link to a landlord, employer, or co-signer. They see your name and the date you finished. No account or login needed on their end.
Five minutes to your certificate.
Sign in, read the six sections, attest you understood them, and we issue the certificate in your name.